A young male was operating his vehicle on French Road in Cheektowaga, NY when the operator of another vehicle crossed the center line and side-swiped his vehicle. He sustained serious injury to his neck and back, including cervical and lumbar disc herniation. Fortunately, he did not require surgery. The insurance company attempted to disclaim coverage by alleging the driver intentionally crossed the center line. We prevailed against the carrier and secured a settlement for our client.