The failure to provide safety harnesses to a roofer working on a residential house resulted in a traumatic injury to the worker. The roofer fell from a height of approximately 15 feet onto a garbage dumpster. The injury resulted in several surgeries to save the arm and then amputation. The insurance companies for the general contractor, bank (mortgagor), and employer settled with the employee for more than $ 5,000,000.00 for his pain, suffering, and loss of use of his dominant right hand and arm.