Car insurance is expensive. But you shouldn’t skimp if you can afford it. Getting caught up in “saving 15%” is a sure-fire way to lose out on valuable coverage.
Supplemental Underinsured Motorist (SUM) coverage is separate from liability, no-fault, or collision coverage. “SUM” applies when the “at-fault” driver’s policy limits are not enough to pay your damages.
The SUM coverage adds a layer of monetary protection. A car can legally drive on the highways in New York with a minimum liability policy of $25,000.00. This provides a seriously injured person with up to $25,000.00. In that situation, you would be left asking where the next layer of coverage was coming from.
The answer, in part, is in the SUM limits of your own auto policy. Without it, you are essentially relying on the policy limits of a total stranger. Increase your SUM limits to $100,000 or $300,0000 per person to add a layer of protection for compensation of pain and suffering, wage loss, and medical bills.
Just as important to know, if you own a car but happen to be on your bike or crossing the street and hit by a car, your SUM coverage applies. Bikers and pedestrians can make claims against their own automobile policy for SUM coverage. When necessary, talk to Small Law, Buffalo’s Bike Injury Attorneys.
The Erie Cattaraugus Rail Trail (ECRT) has opened registration for the 2024 EA2EVL Fondo. Over the last three years this ride has raised $150,000 to continue to open, build, improve and maintain the 27-mile ECRT Trail that runs from Orchard Park to Ashford, NY. The trail association is making so much progress because of YOUR SUPPORT!
#1 - Date: This year, the 42-mile charity bike ride will be held on Saturday, October 5th.
#2 - Same Route: How could you forget! The fondo—or non-competitive bike ride—starts at 42 North Brewing in East Aurora and goes down Route 240, heading west on Rt 242 into Ellicottville.
#3 - Party On: EA2EVL ends with a celebration—music, food, drinks—at the Holiday Valley Resort.
#4 - Fundraising Awards: Your registration gets you into the event, access to our course and rest stop amenities. We’re asking each rider to fundraise for the ECRT Trail: A $100 donation earns you an event t-shirt and tickets for food/drink at the party.If you raise $500 or more, you get an EA2EVL event jersey, plus all of the above. Our top fundraiser gets all of the above PLUS gets to wear the yellow jersey and a $500 gift certificate from Tom's Pro Bike!!
#5 - Register Today: Sign up today, raise some money for ECRT, and enjoy the party and a great fall ride!
424 Main St, Ste 1904
Buffalo, New York 14202
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